Financial Aid

An Investment in Urban Teachers is an Investment in Your Future

At Urban Teachers, we understand the enormous value of quality education. Not just the quality education you will ultimately provide to students if you apply to our program, but we understand the immense value of the high-quality education being provided to our participants through our partnership with Johns Hopkins University. Our teachers complete the program with the skills and experience they need to be highly-effective — an investment not only in their own careers, but their communities, schools and students.

However, while recognizing this value we also appreciate the financial strain that first-class graduate programs like ours may put on some of our aspiring teachers. This is why we remain committed to making this program accessible and have a compilation of financial aid options, including grants, scholarships and loans, available to our teachers. We are also committed to ensuring that, by providing you the best possible coaching and support, you get a return on your investment. You invest in us; we invest in you.

We understand how daunting a $45,000 tuition commitment may seem on top of committing your time and dedication. However, investing in Urban Teachers means investing in your future, as well as the futures of the students you will teach, and we know that your return on investment is well worth the cost.

If you want to dive deeper into your financial options, click one of the options below or keep reading for additional financial aid opportunities.



“My biggest surprise since working with Urban Teachers is finding out that my students are teaching me just as much as I am teaching them. They keep me current in society, informing me about the news that matters most to them. In turn, I am able to fine-tune my teaching so that I can target my student’s needs and interests. Though every student I see is different, at the end of the day, I am developing world-changers that will solve the complex problems of the world. To be effective, I need to meet them where they are.”

Sterling P.D.,Virginia Tech, Fairfax, VA, Cohort 2015

Financial Aid Options

Free Online, On-demand Praxis Math Support: Participants who are preparing for this teacher licensure test will have one-stop access to instructional videos, practice tests, and sample questions all related to the content of the mathematics portion of the Praxis Core exam. The course is hosted on the Thinkific platform and available to anyone who starts and application with Urban Teachers. Once enrolled you can follow the recommended pacing or set your own practice schedule based on your needs. You can access the course content on your laptop or via the Thinkific app on mobile devices.

Apply for Federal AidComplete a FAFSA Form at the beginning of the year to use benefits later in that academic year. Please indicate you will be attending the graduate/professional program at the Johns Hopkins School of Education using their code: E00475. Contact us for more information about the credits you will be taking.

Seek a private loan from a commercial bank: An option for individuals who have an existing relationship and established credit with a private financial institution. Interested individuals should apply directly to that institution. If you apply for a private education loan, use your acceptance letter for your application.


Grant and Scholarship Opportunities

Gates Millennium Scholarship: Recipients of Gates Millennium Scholarships may be eligible for grants to cover the tuition costs of the Urban Teachers program. Graduate school in education is a priority of the organization.

Segal AmeriCorps Education Award: Participants who enroll in AmeriCorps may be endorsed by Urban Teachers to receive up to two Segal awards upon completion of Urban Teachers and AmeriCorps requirements. The money, nearly $12,000 over two years, can be put toward Johns Hopkins University tuition or used to pay down other publicly issued student loans. AmeriCorps members may also put their student loans into forbearance and access separate funds to pay loan interest accumulated while in our program.

AmeriCorps financial benefits are dependent on congressional appropriations and Urban Teachers’ status. As such, these benefits are not guaranteed.

The Teacher Education Assistance for College and Higher Education (TEACH) Grants Program: Provides grants of up to $4,000 per year to students who intend to teach in public or private elementary or secondary schools that serve students from low-income families. TEACH Grant recipients must teach for at least four academic years within eight calendar years of completing the program of study for which you received a TEACH Grant. All participants of Urban Teachers’ program are eligible to apply.

Troops to Teachers: The Troops to Teachers program is designed to assist separating or retiring military personnel in pursuing a career in public education (elementary, secondary or vocational). It is available in a variety of states. Troops to Teachers will reimburse the costs incurred to earn a teaching credential up to a maximum of $5,000. In return for this assistance, the participant agrees to teach for three years in an economically disadvantaged school district.

Central Scholarship Bureau: Urban Teachers partners with the Maryland-based Central Scholarship Bureau. Urban Teachers residents in the DC and Baltimore cohorts can apply for grants and no-interest loans.

Maryland Signing Bonus: A $1,000 bonus is available for new classroom teachers who graduate with a grade point average of 3.5 on a 4.0 scale. Teachers must remain employed as a classroom teacher and work in the same district for at least three consecutive years.

Teach Maryland Incentives: Maryland has a stipend of up to $2,000 a year for teachers who earn certification from the National Board for Professional Teaching Standards. Teachers with Advanced Professional Certificates and work in schools designated as challenge, reconstitution-eligible, or reconstituted schools. All Maryland teachers are also eligible for an annual $1,500 tuition tax credit meant to offset graduate tuition expenses needed to maintain teaching certification.


Loan Deferment, Forgiveness, and Repayment

Loan Deferment: Students applying for a deferment of previous loans need to prove to the holder(s) of their loan(s) that they are enrolled in school at least part-time. The Johns Hopkins School of Education automatically submits this information to the National Clearinghouse, which all lenders subscribe to, once the Urban Teachers program begins.

Stafford Loan Forgiveness Program for Teachers: Individuals who teach full time for five consecutive, complete academic years in certain elementary and secondary schools that serve low-income families and meet other qualifications may be eligible for forgiveness of up to a combined total of $17,500 in principal and interest on their FFEL and/or Direct Loan program loans.

Public Service Loan Forgiveness: The Public Service Loan Forgiveness Program is intended to encourage individuals to enter and continue to work full-time in public service jobs. Under this program, borrowers may qualify for forgiveness of the remaining balance of their Direct Loans after they have made 120 qualifying payments on those loans while employed full time by certain public service employers.

Teach for Texas Loan Repayment Program: The purpose of the Teach for Texas Loan Repayment Assistance Program is to recruit and retain certified classroom teachers in fields and communities that have a shortage of teachers in Texas.

Janet L. Hoffman Loan Repayment Program: Urban Teachers participants in Baltimore are are eligible to apply to the Janet L. Hoffman Loan Repayment Program.


It Pays to be Great

Participants that complete our four-year program graduate with the tools and skills needed to be an effective urban teacher. This is an investment that pays off for our teachers and their students. Urban Teachers’ financial package includes: